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How long will it take for the debt to be paid? 

That depends on the amount of the debt involved, in what venue the debt is to be enforced, how involved you are and the assets the debtor owns. Lannister has succeeded in judgment enforcement and debt collections as soon as one day after filing a lawsuit to up to one year. If a trial is necessary because the case is being contested, it will take about one year for the case to go to trial under the current system in the State of California . If a case is not contested by a debtor, a judgment can generally be obtained within three to six months after the filing of a complaint. It is our goal to file the lawsuit immediately, get the debtor served within 45 days, obtain a judgment within four months from the initial filing and then proceed to enforce the judgment immediately afterwards.

Do I need a lawyer to collect my money? 

Of course not. It is possible to go through the process of collecting a debt on one’s own. However, If the debtor is not paying you after you’ve asked nicely, obtained a Writ of Execution or filled out the Abstract of Judgment, it may be time to bring in the experts. Our team will help you determine whether the judgment debtor has any ability to pay the debt owed or judgment you have obtained. We will use the best resources available to locate the debtor and to discover, attach and collect on any assets that they may have in order to collect the money you are owed.

How do you determine what are the financial assets of the debtor? 

Determining the financial condition of the debtor is what our office attempts to do at the outset of your case. If we deem a debt to be uncollectible, we will advise you of the same right away and not waste your time and money in pursuing collection. Debtors do file bankruptcy (and get their debts discharged). With that said, our 25 years of experience has proven to us that if anyone can collect on your debt, we can. Why? Because our business is collections and our track record speaks for itself. Moreover, when working on a contingency fee arrangement (which is the predominant fee agreement utilized), if we don’t collect, we don’t get paid.

How do I know if my debt can be collected?

Not all debts or judgments are collectible. Whether a debtor judgment can be collected depends on several factors but two are the most important: (1) if there is any money to collect to repay the debt; and (2) is there any proof that the debt is owed? It is possible that the person who owes you money has filed for bankruptcy, or simply just does not have the financial assets to repay the debt and if the person owes a debt but you cannot prove it, it will be hard to win a favorable judgment.